Business Travel Accident Insurance

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Valuable employee benefits help you and your business attract and retain top quality workers. If you or your employees travel for business purposes, you'll both appreciate the low-cost benefit and the valuable peace of mind that Nationwide Business Travel Accident insurance provides.

Business Travel Accident insurance provides your employees with accidental death and dismemberment (AD&D) benefits if they are involved in an accident while traveling on your behalf. Whether they’re flying across the country for a business conference, traveling overseas to welcome a new business partner or driving across town to meet with a client, they’re covered.

Business Travel Accident Insurance benefits
      Business Travel Accident Plan Provisions
Case Size     Available to employer groups of 50 or more eligible employees
Coverage Basics     Accidental death and dismemberment for employees who travel on behalf of the business.
Applies to both domestic and international travel.
Participation Requirements     100% employer paid
All eligible employees will be covered
Benefit Amount Determination     May be determined by job classification, annual earnings, multiple of salary or flat amount
Benefit Amount Maximum     Up to 10 times salary with a maximum of up to $5 Million
Coverage Options     24 hour business-only
24 hour business and pleasure
Customize your policy with optional travel services
In-hospital indemnity
Bereavement and trauma counseling
Rehabilitation expense
Severe burn
Wheel chair confinement expense
Coma benefit
Felonious assault coverage
Loss of use/paralysis coverage
Safety service
Child day care and parental care
Travel assistance services (including Visa and passport assistance), pre-trip information (travel advisories, immunization requirements), emergency personal services (lost luggage, emergency cash, interpretation services), medical assistance (provider referrals, medication and eyeglass replacement) and emergency medical evacuation and repatriation services are also available.