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For a small business or a sole proprietor, a Simple Employee Pension (SEP) plan may be an attractive retirement solution because it offers: 

Easy startup
Low administrative costs
Flexible contribution terms
A potential three-year $500 tax credit for setting up the plan
Earnings grow tax-deferred
Under a SEP, employers contribute to Individual Retirement Accounts (IRAs) established for employees....

Updated date: Tuesday, February 18, 2014 - 12:12

Smaller companies, partnerships and sole proprietors can establish plans to help their employees save for retirement. Individual Retirement Account-based plans are designed to be easy to create and maintain, and can be less expensive than other retirement plans.

Two popular types of IRA plans are:

SIMPLE IRAs
A Savings Incentive Match Plan for Employees (SIMPLE IRA) is a flexible plan for small businesses in which...

Updated date: Tuesday, February 18, 2014 - 12:11

A type of agreement funded by life insurance to protect your business and your family in the event that something happens to you or a business partner

What is a buy/sell agreement?
The death of a small business owner, like you, may lead to internal turmoil, customer erosion and disruption in revenue flow. A buy/sell agreement funded with Nationwide® life insurance can help prevent these problems from arising, potentially...

Updated date: Tuesday, February 18, 2014 - 12:10

A potentially tax-efficient way to leave your legacy to your beneficiaries

Design an inheritance strategy for the future
If you are over age 59½, in good health (or have a spouse who is in good health) and have ample retirement income and emergency funds, you can use wealth transfer strategy to reduce or even eliminate your remaining assets from the taxable estate at death – and potentially leave a greater amount to your...

Updated date: Tuesday, February 18, 2014 - 12:10

You’ve planned, saved, worked and invested, but you’re still not sure you’ll have enough money for the retirement you’ve envisioned. So what do you do? You may just find the answer you’re looking for with life insurance. With an insurance-based retirement plan (IBRP) from Nationwide®, you may be able to protect your family’s future through a death benefit while you save for retirement.

Benefits of an insurance-based retirement plan...

Updated date: Tuesday, February 18, 2014 - 12:10

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